Parent&Child
Financial Freedom for the youth.
Teaching children about finances is more important than ever. The Parent&Child Solution connects parental guidance and kids’ financial autonomy with easy-to-use pocket money cards, AI-powered games and learning materials, helping create a money-wise younger generation.
There are nearly 2,4 billion children under the age of 18 who require financial education to become financially literate adults.
2.397.435.502
Product elements
Craft the ultimate financial solution for nurturing responsible financial habits in the next generation with our comprehensive suite of cutting-edge products.
Account
Pocket Money Card
Money transfers
Savings Pockets
Educational tools
Parental Controls
Mobile App
SDK
Account
A child-friendly e-wallet or bank account designed for kids and teens, ensuring safety and parental oversight while teaching the basics of money management.
Pocket Money Card
Empower your child with their own card, while you maintain control. Allowances, rewards, or emergency funds can be transferred seamlessly.
Money transfers
Safe, swift, and supervised. Parents can transfer pocket money or set automated allowances to their child's account in real-time.
Savings Pockets
Customizable savings compartments where kids can set aside funds for specific goals. Parents can motivate and reward by topping up these pockets with extra allowances for demonstrated savings discipline.
Educational tools
Interactive quizzes, lessons, and videos tailored to impart financial literacy, helping kids understand and appreciate the value of money.
Parental Controls
Maintain peace of mind with a system that allows you to monitor, control, and set limits on your child's spending and saving habits.
Mobile App
A user-friendly interface where parents and kids can track savings, set goals, and learn together. Brand-aligned and intuitive for all ages.
SDK
Integrate the Parent&Child functionalities into your existing platform or app, ensuring a seamless and enriching experience for both parents and children.
Dive into the significant data highlighting the vast potential and need for innovative financial tools tailored for the younger generation.
73
%
of the teens want more personal financial education.
67
%
of the parents give pocket money to their children.
60
%
Percentage of parents who let their children use their credit cards for online puchases.
33
trillion ($)
The expected income of GenZ by 2030, poised to become one of the most disruptive generations to economies, markets and social system in the future.
Collaboration models
Explore the variety of avenues presented by Parent&Child to bolster your offerings in the youth finance sector. Here, we delineate the diverse methods through which you can harness the Parent&Child solution, tailored to align with your unique objectives.
SAAS
BAAS
Program management
Custom development
SAAS
Stay a step ahead in the youth fintech arena without the technical burdens! With Parent&Child's SaaS model, we oversee all software nuances, guaranteeing that updates and progressions are managed at our end. Whether you're an educational institution, a bank targeting the youth demographic, or an innovative venture, you can present superior services, always current, while we manage the complexities. Embrace the future, sans the complications.
BAAS
Discover boundary-less banking tailored for the young generation with our BAAS (Bank as a Service) model! With Parent&Child, it's not just about the platform; we're in charge of card issuance and all pivotal financial tasks. Regardless of your industry or size, we enable you to offer exceptional banking services to the youth. Transition into the next era of banking where we manage the backend, and you savor the success!
Program management
Navigate the card issuance process with ease, courtesy of our program management prowess! At Parent&Child, we extend beyond just offering the platform; we handle the multifaceted aspects of card issuance management. Irrespective of your sector or scale, we guarantee a smooth card deployment experience for your young clientele. Venture into premier card services where we undertake the intricate tasks, and you celebrate the achievements!
Custom development
Delve into a financial journey tailored for the younger demographic with Parent&Child! Should your endeavor necessitate bespoke solutions, we stand ready to adapt our platform to meet your precise needs. We are committed to shaping our technology to complement your vision. Collaborate with us, and witness the Parent&Child platform transform, ensuring it perfectly resonates with your goals and operational blueprint.
Advisory
For 11 years, Peak has been a leader in fintech product development, building and refining diverse fintech solutions. We've consulted for some and led others, analyzing countless companies and best practices. Our extensive experience offers partners on the Peak Platform not just premier fintech tools but also invaluable consultation, setting them up for success in every collaboration.
Strategic design
In strategic design, Peak prioritizes impeccable UX and UI beyond just product development. We believe success hinges on intuitive user journeys. Partnering with our affiliate, Comet, we ensure each product is functional and aesthetically resonant. With Peak, you leverage Comet's design expertise for a comprehensive product approach.